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Long-Term Growth Through a Disciplined Equity Approach.
Equity Investment Strategy
Brick & Kyle’s equity strategy is built around quality, diversification and a long-term investment perspective.
Rather than treating every client the same, equity exposure is considered within the context of each client’s goals, risk tolerance, time horizon, income needs and broader financial circumstances.
Quality Matters
Investing With a Long-Term Perspective.
Brick & Kyle believes successful equity investing requires discipline and patience.
Our approach emphasizes high-quality companies and diversification while maintaining a long-term perspective through changing market environments.
Rather than making investment decisions based primarily on short-term market movements, we focus on how individual investments may contribute to the client’s broader portfolio and long-term objectives.
Three principles guide the approach:
Quality
We look for investments that we believe can provide an appropriate foundation for long-term ownership.
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Diversification
Equity portfolios are constructed with diversification in mind rather than relying too heavily on any one company, sector or investment theme.
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Perspective
Markets will fluctuate. Our approach is designed around long-term client objectives rather than short-term market noise.
A Hands-On Approach
We Select the Investments We Own.
Brick & Kyle manages investments internally and selects individual stocks for client portfolios.
This hands-on approach allows our investment team to make decisions based on the firm’s investment philosophy while considering the individual circumstances of each client.
Where appropriate, ETFs and mutual funds may also be incorporated to provide additional diversification.
The objective is not to build identical portfolios for every client.
It is to determine an appropriate role for equities within each client’s overall investment strategy.
Growth With Purpose
The Role of Equities Depends on the Client.
Equities can play an important role in providing long-term growth and helping a portfolio keep pace with changing financial needs over time. As those circumstances change, the role equities play within the portfolio may change as well. But the appropriate level of equity exposure is different for every investor.
Factors we may consider include:
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Age and stage of life
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Investment objectives
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Risk tolerance
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Time horizon
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Retirement timing
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Income requirements
Expected portfolio withdrawals
Other investments
Growth Doesn't Necessarily End at Retirement
Balancing Income and Long-Term Needs.
For clients approaching or living in retirement, equities may continue to serve an important role within a diversified portfolio.
Brick & Kyle may invest in dividend-paying, established companies where appropriate, helping provide a source of income while maintaining exposure to potential long-term growth.
The objective is to balance today's income requirements with the reality that retirement can last for many years.
Equity decisions are therefore considered alongside fixed income, expected withdrawals, risk tolerance and the client's broader retirement plan.
Personalized Investment Management
Your Equity Strategy Should Reflect Your Goals.
Brick & Kyle does not believe every client should own the same portfolio.
Someone with a long investment horizon and limited income requirements may have very different needs from someone approaching retirement or already drawing income from their investments.
That is why equity allocations and individual holdings are considered within the context of the client's complete financial circumstances.
Personalized portfolios are a central part of our investment-management approach.
Equity Is One Piece of the Portfolio
Finding the Right Balance.
An equity strategy should not be viewed in isolation.
Depending on the client's objectives, equities may be combined with fixed income and other investments to create a portfolio designed to balance:
Growth
Income
Risk
Liquidity
Time horizon
For some clients, that may lead to a predominantly equity-oriented portfolio.
For others, a Balanced Strategy combining equity and fixed income may be more appropriate.
Portfolios Evolve
Investment Management Is an Ongoing Process.
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Financial circumstances change.
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Markets change.
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Retirement dates move closer.
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Income needs evolve.
Brick & Kyle monitors client portfolios regularly and can make adjustments as a client's objectives, financial circumstances or investment needs change.
The goal is not simply to establish an allocation and leave it untouched.
It is to maintain an investment strategy that continues to reflect the client's needs over time.
Start With Your Goals
The Right Investment Strategy Begins With Understanding You.
Whether you are preparing for retirement, already retired or simply reviewing your current investment approach, the first step is understanding what you need your portfolio to accomplish.
We welcome the opportunity to learn more about your goals.